Apply for the card to get 0% APR for 15 months! If you are a sole proprietorship you can put your personal name as your legal business name.
Limited Credit Cards

Limited Credit Cards

Apply Online with Bad Credit History

APR 0.00%
Horizon Card Services
Horizon Gold
Horizon Gold
Apply Now
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
Credit History Bad
Ongoing APR Cash n/a
Cash Advance Fees See terms
Annual Fee See Terms
Setup Fee See Terms
APR See Terms
WebBank/Fingerhut Credit Account
Apply Now
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
Credit History Bad
Ongoing APR Cash n/a
Cash Advance Fees See Terms
Annual Fee $0
Setup Fee See Terms
  • All Credit Types Welcome to Apply!
  • Easy Application Process.
  • Build Credit History. Reports to a Major Credit Bureau.
Credit History Bad
Ongoing APR Cash See Site
Cash Advance Fees See Site
Annual Fee See Site
Setup Fee $0
APR 0%
Next Millennium
Next Millennium
Apply Now
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
Credit History Bad/No
Ongoing APR Cash N/A
Cash Advance Fees N/A
Annual Fee N/A
Setup Fee $29.95 Account Activation Fee
APR 0.00%
Horizon Card Services
Freedom Gold Card
Freedom Gold Card
Apply Now
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
Credit History Damage credit to Fair credit
Ongoing APR Cash n/a
Cash Advance Fees See website for Details*
Annual Fee See website for Details*
Activation Fee See website for Details*
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
Credit History Poor/Limited/No
Ongoing APR Cash 18.99% (V)
Cash Advance Fees $10 or 3% of each Cash Advance, whichever is greater
Annual Fee $49
Activation Fee N/A
APR 18.89% (variable)
OpenSky® Secured Visa® Credit Card
Apply Now
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
Credit History Bad / No
Ongoing APR Cash 18.89% (variable)
Cash Advance Fees 5% ($6 min)
Annual Fee $35
Activation Fee See Terms
Credit Card Search:
Got so many questions about credit cards? Or, there are a couple of things you have lost of sight? Consult our Q&A Online Session, resolve your doubts! Our managers are ready to answer you on weekdays. The service is ready to accept your questions 24/7 every day!

Limited Credit - Credit Card Applications

When people are late in payments, have arrears or defaults, they don't fully understand that these factors bring down the credit score. And now with limited credit they still wish to have convenience of cards and the opportunity to improve credit.
As you know, it is very difficult to reserve a hotel stay or rent a car without a credit card. Even your check will not be accepted in many places if you don't have a card. Credit cards for limited credit are one of the convenient ways to improve credit.
There's a common misconception circulating today that it can take several years - even up to a decade - to build a solid credit score. However, you don't have to sit back and wait for what seems like an endless amount of time just to see your FICO score go up by a few points; in fact, there's more that you can do now to get better rating.
Diversify your credit. Having too much of one kind of credit (for example, having only a student loan or a mortgage) can negatively impact your rating. Did you know that the more diverse your credit lines are, the higher your FICO score will be? Use your credit quota wisely by diversifying between plastics, loans and other types of credit, and watch how fast your FICO score will improve!
Make a monthly budget. Keeping track of all of your purchases is a great way to see exactly where your money is going, and what you can do to cut down on expenses. This opens up more money for you to put towards those pesky debts and unpaid bills, which will help you to get better score!
Get the right card. Don't apply for the first offer that catches your attention. Feel free to check the offers, analyze their features and apply for a card that will work best for you!
Use your cards wisely. If you want your FICO score to go up, it is necessary to control your spending, make regular on time payments and keep the utilization ratio about 30%. Lenders report all your financial activity to CRAs. A positive credit report will help you ensure your successful financial life!

Credit Cards Tips

Bad Credit Problems

Your credit history is a mirror of your creditworthiness and financial responsibility. It reflects your borrowing activity and payment pattern in the past. People who lend money to you are interested in knowing how well you can manage your money. For them your credit history answers the question: "If I grant this person credit, what are the chances that he or she will pay it off?" Better credit history means better probability to receive the money back. However, not every customer can boast of excellent spotless credit report. If you have bad credit, how can it affect you?



Bankruptcy FAQ

In these tough economic times Americans are taking on more debt: job losses, soaring gasoline and food prices and slumping home values strain many people's budgets. If you are facing serious financial problems, bankruptcy may offer you a powerful remedy. You will receive a discharge - a court order that says you don't have to pay off certain debts. However, it can be difficult to admit that you need help getting out of a nerve-racking debt. If you regard bankruptcy as a scary proposition, consider the following FAQ. It will give you a clearer understanding of bankruptcy to make a well-considered decision.



Bad Credit after Job Loss

Slowing economic activity strains budgets of many companies. Nobody is protected from job losses or other unexpected life-changing accidents. If you lose the source of income, you can get into a serious financial trouble. Don't make your situation worse by falling into bad credit! Otherwise you can increase your borrowing costs and make it harder to get a new job - some employers take into consideration your credit history. Keep paying all your bills on time to maintain a positive FICO score. Our tips will help you manage your finances and, hopefully, ensure your peace of mind during difficult life events.

Copyright © 2007-2018. All Rights Reserved.
Disclosure: Not an access card.