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Freeze Your Interest withBalance Transfer Credit Cards!

Go for the voted best balance transfer card

Discover® Card
Discover it®

The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won´t increase your APR for paying late.^±
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.^±

Credit History

Intro APR

Intro APR Period

Ongoing APR

Annual Fee

Excellent

18 months

10.99% - 22.99%^± Variable

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Transfer balance with 0% APR for up to 18 months

Barclays Bank Delaware
NFL Extra Points Credit Card

All 32 teams and NFL Shield card available.
0% Intro APR on balance transfers and purchases for the first 12 months after account opening, after that a variable APR currently 13.74% to 22.74% depending upon your creditworthiness.
One-time bonus of 10,000 points after first use on the card, equal to $100 cash back statement credit.

Credit History

Intro APR

Intro APR Period

Ongoing APR

Annual Fee

Excellent

12 billing cycles

13.74% - 22.74% (Variable)

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Best Credit Cards from
Credit-Land.com

0% Intro APR on Balance Transfers and Purchases for 18 months.
No Balance Transfer Fee. No annual fee.
Great Rewards Programs.

Credit History

Intro APR

Intro APR Period

Ongoing APR

Annual Fee

Excellent / Good

18 months

see site

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Barclays Bank Delaware
Barclaycard® Ring MasterCard®

A low 8% variable APR on balance transfers and purchases.
No Annual Fees.
No Balance Transfer Fees - start saving immediately!

Credit History

Intro APR

Intro APR Period

Ongoing APR

Annual Fee

Excellent

n/a

8.0% (Variable)

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Balance Transfer Benefits

Eliminating a credit card debt at a double digit APR can be a difficult task. Most part of your payments goes for recovering your interest, so it can take several years to pay off your remaining balance in full.
If you want to minimize your finance charge and pay off your debt sooner, consider applying for a balance transfer credit card. It will give an excellent opportunity to save hundred dollars by switching your debt from a high interest credit card to a less-costly plastic.

If you have several credit card debts, you can consolidate them on one balance transfer plastic with a low or zero APR. It will help you organize your bills, simplify money management and speed the process of paying off your credit card balance.
You need to have a good credit score in order to qualify for a balance transfer credit card. If you are eligible, don't lose time: compare the offers and apply online for a balance transfer card that suits you!

Move your Debt onto 0% APR Credit Card

Credit cards with 0% APR on balance transfers are extremely popular on the credit card market. Lenders rarely offer customers to borrow money at zero interest, but 0% balance transfer credit cards are a nice exception. They will help you freeze your interest charges and reduce your monthly payments.
Zero interest rates do not last forever. Credit companies offer them from 3 to 15 months. Then you will switch to a regular interest rate, which will be higher.

If your budget doesn't let you eliminate your debt within the introductory period, then read the fine print to understand the actual costs you need to pay afterwards.
Even though you can't lock in 0% interest rate for the whole life of your account, it is a good start of your relationships with a new company. If you make timely payments and live within your means, you prove to be a valuable customer. It is an excellent reason for negotiating a low ongoing APR.

Balance Transfer Credit Offers

Looking for a way to shorten the life of your debt? It is not the initial borrowed amount of money that takes you so much time to eliminate your debt, but the interest that you have to pay on that amount. Balance transfer credit cards offer you a safe harbor from high interest charges. You simply apply for a new 0% or low APR credit card and ask your new lender to shift your debt onto it!

Balance transfer credit cards can differ in their features. You can find offers with no annual fee, tempting rewards program and competitive APR on purchases. Having a debt doesn't mean that your plastic won't be beneficial! Compare the best balance transfer credit cards at our site.

No Fee for Moving Your Debt

Transferring balances from one credit card to another to take advantage of low interest rates is a common practice among customers that result in significant finance charge savings. Why spend hundreds of dollars on interest when you can use your money more efficiently?

If you want to fatten your savings, pay attention to a balance transfer fee. It can be a flat rate, for example $30, or a percentage of the amount you will transfer. The first variant can be more preferable if you have a large debt.

Trying to snag more customers, some lenders waive a balance transfer fee. It will make your deal extremely beneficial! Look for credit card offers with no balance transfer fee at our site.

Profitable Low Rate Credit Cards

Low APR on balance transfers typically lasts either for an introductory period, or for the whole life of your balance. The decision what to choose depends on your budget and spending habits.

Credit cards with low introductory rates are a good match for people who want to repay their debt in full within the introductory period. Credit cards with fixed low APR are designed for people who have a heavy debt that requires a lot of time to eliminate.

You can always compare the most popular balance transfer credit cards from the leading U.S. issuers at ApplyFast.com! Choose the plastic that will work best for you and apply online!

News About Credit Cards

Keep up with the latest news of ApplyFast.com! Read the news below or see the extensive news list giving curious facts happened in the credit sphere not long ago.

Credit Mistakes

(05:01:57 AM Wednesday, March 4, 2009)

They say that to err is human, and it's especially true when it comes to financial matters. The recent survey held among card holders has shown that a vast majority of borrowers have little idea of the changes to their accounts. It's not news that banks and companies adjust their risks by making changes they deem appropriate. Slashed spending limits and increasing interest rates are just a few of them. Even minor changes can affect you greatly. Learn how to stay on top of your finances by avoiding typical credit mistakes during tough economic times.

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Comments(0)

Credit Card Debt

(05:38:02 AM Friday, January 30, 2009)

Credit card debt settlement has much in common with dieting. When we start gaining weight, we feel some sort of discomfort. When we struggle to keep up with our monthly payments, it can be even worse. In both situations, people try to gain balance, but as a rule it is not that easy as some might assume. Soon after winter holidays we can notice some excess weight or excess debt as a result of overspending during Christmas holidays. Learn how to resolve your credit debt and become debt-free.

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Q&A Online Session

Got a million questions about credit cards? There are just few things you´ve lost of sight? Get a proper professional advice or a helpful hint through our Q&A Online Session. Our experts are there for you 24/7 a week to answer your questions. We are here to help you make your credit card experience more sensible.

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