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  Cards for Students
- Card for credit that Needs Some Improvement.
- 0% Intro APR on Purchases until October 2008.
- No Annual Fee.
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- 0% Intro APR for 6 Months.
- No Annual Fee.
- Earn 1 ThankYou Points® for every dollar you spend on all purchases.
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- Card for credit that Needs Some Improvement.
- 0% Intro APR on Purchases until October 2008.
- 25% Annual Bonus on the cash you earn during the year.
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- 0% Intro APR for 6 months.
- No Annual Fee.
- Earn 3% rebates on purchases made at supermarkets, drug stores and gas stations.
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- 0% Intro APR for 6 months.
- No Annual Fee.
- Earn 15 Karma Points just by getting approved for a Chase credit card.
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- 0% Interest on Purchases for 6 months.
- No Annual Fee.
- 5% Cashback Bonus® in categories that change four times a year like travel, gas, restaurants, movies, and more*.
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- 0% Intro APR for 6 months.
- No Annual Fee.
- Earn 5% Cash Back.
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Student Cards - Online Applications
You are a student and wish to start credit history. You are at the right place! At ApplyFast.com you can find credit card offers for students which give good credit a favourable start.
More and more students understand the role of good credit history in obtaining cash loans or car. They are eager to start credit history at college and get the alluring credit card perks on daily spending. Credit companies understand their wishes and issue a great number of cards right for the student life-style and for their convenience. The youth is the most loyal and trusting people, therefore companies are interested in students - consumers even with so little income.
Why can student credit cards be so great?
• You can apply for a credit card even if you don't have credit history or have a bad credit. However, you need to be at least 18.
• Supposedly, you study and don't have a job. You can still be eligible for a card.
• Every student is ready to get bonus points that can be redeemed for airline tickets, MTV events or gift cards. Or, get rebates making purchases with the plastic. One more advantage of student cards is to offer special rewards programs.
Be ready, student cards require paying higher rates. The reason? As students are the risky group of consumers, credit companies need to secure themselves from this risk. Therefore they invent the compensation of such kind as high rates.
As for your credit limit, it will be low for the same reason. But much depends on you. Pay timely and prove that you are a reliable borrower and no doubt, creditors will make your limit higher.
Before applying for a student credit card, realize that your card is not a free way to purchase everything you wish. If it isn't used wisely, your credit can result in a huge debt that will follow you and need to be paid off even after graduation. But as any result of credit card use, you can become more responsible in terms of money spending and boost your credit score in order to get the best credit card offer with low rates and fees in the future. Apply online for a credit card now!
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News About Credit Cards
Keep up with the latest news of ApplyFast.com! Read the news below or see the extensive news list giving curious facts happened in the credit sphere not long ago.
Increased Credit Card Use
(06:01:42 AM Thursday, May 15, 2008)
Even though the days of easy credit are long gone, the statistics show that Americans are more actively spending money on their plastics than before. Some people use them to make large purchases; others consider plastics as the main source of getting money for everyday necessities. According to the Federal Reserve, the credit card debt rose to 6.7% in the first quarter of 2008. Now it amounts to $957.2 billion.
Credit Card Fines Payment
(03:21:57 AM Thursday, May 8, 2008)
Nowadays you can hardly find a location where credit cards are not accepted. You can pay with your plastic at shopping malls and gas stations, book airlines tickets or rent a car. The number of institutions accepting credit cards is increasing. Now you can use your MasterCard, American Express, Visa and Discover plastics at sheriff's offices in California. They have started to accept credit card payments for traffic tickets.
Got so many questions about credit cards? Or, there are a couple of things you have lost of sight? Consult our Q&A Online Session, resolve your doubts! Our managers are ready to answer you on weekdays. The service is ready to accept your questions 24/7 every day!
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Credit Cards Tips
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Business Credit Cards with Rewards
Business credit cards are a real helping hand for business owners. They allow users to establish business capital, build up the image and add credibility to the name of their company, separate business finances from personal ones and make bookkeeping tasks a lot easier to handle. Many customers value business credit cards for their extremely beneficial rewards programs. Typically, they provide more cash rebates or points rewards than credit cards for consumers and students. You can make the most out of your rewards program if you choose a credit card that matches your kind of business.
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Prepaid Credit Cards
People with no or bad credit history have a limited choice of credit offers: they can apply for unsecured cards for bad/no credit, secured cards or prepaid credit cards. Two last categories require funds to be deposited before using the plastics. The main difference is in the usage of those funds. Secured credit card deposit will be used to cover your debt if you fail to pay your credit bills. Prepaid credit card deposit will be used as your credit line. But if you pay with your own money, is a prepaid credit card really credit?
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Credit Cards after Bankruptcy
Bankruptcy leaves a black mark on your credit score. Your level of credit risk dramatically goes up in creditors' eyes. Fortunately, the effect doesn't last forever. Filing for Chapter 7 or Chapter 13 bankruptcy will affect your credit rating for up to 10 years. Long before the bankruptcy is removed off your credit report, you can qualify for credit cards with good rates and moderate fees. Certainly, a lot will depend on your specific situation, for example the level of income or age of bankruptcy. But you can take measures to improve your credit rating.
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Using Credit Cards Overseas
Having your plastic handy on holiday in foreign countries is a good idea. They can give you lots of freedom and peace of mind due to many reasons. You will be able not to carry lots of cash with you and therefore avoid robbery. You will have sufficient funds in case of an emergency. Many businesses, for example car rentals or hotels require a credit card to leave a deposit. So having a plastic in your wallet will be convenient and beneficial. However, there some pitfalls you should know about. Taking necessary precautions before you leave will help you ensure trouble-free holidays abroad.
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