Credit Cards from Chase
Choose from the best Chase credit card offers
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Apply for Chase Credit Cards
Chase is a bank with more than 100-year history and excellent reputation that keeps up with modern tendencies. Today it is the leader on rewards credit card market and none of US banks offers such a variety of credit cards with rewarding features as Chase does.
Chase offers its customers credit cards with low APR, no annual fee, cash back programs, a nice set of exclusive services to advance management of your account. But to get such a credit card you have to show the bank that you are a trustworthy client. For this you must have good or excellent credit history that prove your payment ability and discipline about paying off your credit.
Choosing the right card is a first step to maintaining your good history. Consider your personal needs before applying for a credit card. For example, if you often charge purchases to your card, then cash back will be just right for you. It will let you earn reward points that can be redeemed for checks or gift certificates. Or if you carry a balance on your card a low interest will be a priority for you. Compare other features - fees, penalties, default APR. Read terms and conditions to know what to expect after the introductory period is over and what happens if you fail to make a payment on time.
These credit cards definitely deserve your attention! Compare Chase offers on our website and choose one that's just perfect for you. You are sure to get a beneficial offer that will give you the rewards you deserve. Apply once you make the decision. Rest assured, knowing that online applications are not only fast and easy, but also secure. Chase protects your personal data!
Credit Cards Tips
Credit Card Usage
Applying for a credit card can be a smart idea or a huge mistake depending on the circumstances. Those people who understand the basics of responsible credit usage are likely to benefit from this financial tool. But if you want to make the most of plastic money deals without knowing how they work, you just waste your time. The cases are not rare when credit mishandling ends up in massive debts. Learn how to protect yourself from financial mistakes and use your plastics responsibly!
Getting Approved
Good luck trying to get a credit card if you don't have a credit history! It's like trying to find a job without any job experience. Unless you're a college student, that is so. Then your college mailbox will be flooded with credit card deals for student credit cards.
There are ways to go from no credit history to a great credit report, but it takes time and patience. In the same way, if you have poor credit, you can repair it and develop a good credit report -again, with time and patience.
Credit Report Basics
Credit cards are a convenient financial tool letting you make purchases, book a hotel or rent an apartment. However, you cannot expect to get plastics as a matter of course. You need to submit an application and get approved. And just as you would doubt to lend money to a stranger, financial organizations won't grant you credit without knowing that you are a trustful and reliable borrower. Some years ago banks called each lender people stated on their application form before making a decision. Nowadays, they check credit reports. That's why it is important to know what data they contain.
18 Elite and Premium Pricing: A 0% Intro APR for the first 12 billing cycles following the opening of your account. After that, 13.24% variable for Elite Pricing, or 17.24% variable for Premium Pricing. Standard Pricing: A 0% Intro APR for the first 6 billing cycles following the opening of your account. After that, 22.24% variable.