from MasterCard, Visa, Discover and American Express

  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
APR for Life
Credit History
Ongoing APR Cash
Annual Fee
Setup Fee
Excellent / Good
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
APR for Life
Credit History
Ongoing APR Cash
Annual Fee
Setup Fee
Credit Cards for Bad/No Credit
National Credit Direct
National Credit Direct
National Credit Direct
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  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
APR for Life
Credit History
Ongoing APR Cash
Annual Fee
Setup Fee
  • Get Paid up to 2 days Faster with Free Direct Deposit * - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee*. No Minimum Balance. No Risk of Overdraft fees.
Credit History
Deposit Limit (Day)
Cash Withdrawal (Daily)
Cancel Card
Foreign Exchange Fee
See website for Details*

Good Credit - Best Credit Card Applications

It is no secret, the best credit card applications offered by US credit industry today are designed for customers with good payment records and long-lasting loyalty. Good credit rating does not only provide access to competitive rates, moderate fees and enviable rewards programs but it also implies first-class card services, insurances and other benefits that make you feel a special customer. You begin to realize that your good payment history really favors you as soon as you ascertain the incredible variety of irresistible card offers for good credit. You will be able to choose among no annual fee deals or cards with 0% intro APR on purchases and balance transfers that open up good saving possibilities.
You will be able to benefit from such rewards as airline miles and hotel rewards points designed for frequent travelers who look to cut expenses. Some of the best cash back cards will enable you to earn up to 6% spare cash on eligible purchases which you may credit to your account.
All this becomes possible as soon as the bank approves you as a qualifying, good credit history customer. Just fill out an application form for a credit card you want and your special status will be confirmed by the bank's instant online approval which will take you several minutes of waiting.

Fair Credit - Great Opportunities

Stop envying those whose good credit history makes financial miracles just a usual flow of things. You are no worse a player in the credit card market and your potential power is just hidden in the fair credit rating you got stuck in. As a matter of fact, your fair credit is easy and fast to improve - you just need to know how. Credit companies have never been friendlier in their attempts to help customers obtain better payment records and upgrade their current options up to some of the most profitable good credit card deals available.
Thus a growing number of card companies are inclined to be more flexible and loyal with fair credit customers. You can find a large number of fair credit offers with instant online approval and a certain suite of rewards.
You will also be happy to know that such beneficial options as low APRs and introductory periods are also available for your fair credit rating!

Your Bad Credit and Its Options

If you think you have no chances to get out of bondage to bad credit and its horrible consequence - debt - just have a closer look at what credit companies have to offer you. There are a lot of special credit cards referred to as "bad" that have quite a contrary to this definition function. In fact all bad credit cards available today have a single purpose of helping customers improve their credit records and restore the privileges and benefits of good credit customers. In the hands of a wise cardholder, a bad credit plastic becomes a powerful and effective tool for increasing credit scores and recovering the credit issuer's trust.
Getting approved for a bad credit card is rather easy and fast. Banks and credit companies are not inclined to raise difficulties on your way to better credit history. What's more, some of bad credit card applications carry rather beneficial features such as competitive APR on purchases, moderate fees and credit limit increases as long as regular payments are made.
There are great chances to improve your bad credit and extend your credit line. Just see what a bank can give you and squeeze out all the benefits of it.

Take Advantage of Balance Transfers!

Get Balance Transfer cards and save more!

Why do people apply for balance transfer cards? The answer is obvious - these plastics help to cut credit card debts, and it's worth saying that balance transfers are probably one of the most convenient ways of reducing heavy debts.

In fact, the cases are not rare when it's getting tough to manage high-rate balances. It can take years to pay the entire debt when interest rates are high. Balance transfers come as a good solution for those whose debts go through the roof. Why balance transfer deals? First off, they come with good rates so that you can pay off your high-rate debts with a blink of an eye. All the more so, some balance transfer deals offer 0% introductory rates during a certain period of time. To pay off your debts with 0% rates is definitely a good idea.Make the most of promotional rates on your balance transfer card and it won't keep you waiting to see the effect.

Balance transfer deals with low-fixed interest rates provide the way of cutting heavy debts over the years. Really, if you've got a fat debt, it will be rather problematic to pay off the entire debt for 6 or 12 months, the period during which you can benefit from promotional rates. Choose balance transfer offers in accordance with your financial habits and you'll see that it really works.

Enjoy Credit Card Shopping!

Get inspired for shopping with cash back cards!

No matter whether you like doing shopping, or not, we all have to buy certain items from time to time. Making purchases on a credit card is faster, easier, and sometimes more beneficial compared with cash. Let's face it, carrying cash is not safe - once you lose cash, it's not likely that someone give it back to you. When losing plastics, you will not lose your money.

Doing shopping with credit cards can be a good deal when you carry the right card. In view of the fact that some plastics are specially designed for this purpose, you are likely to find the deal that gives you rewards the way you want them.

Do you want to get some money back? Consider cash back credit cards. They give you at least 1% cash back on the purchases made on the card. Want to get more? Search for credit offers that give you more rewards on eligible purchases. The odds are you will find the card that come with generous rewards on the purchases you always make. With credit cards, it's so easy to benefit from your shopping!

All the more so, plastics give great benefits that may stand you a good turn, including price protection coverage, extended warranty coverage, purchase assurance coverage, and more.

News About Credit Cards

Keep up with the latest news of! Read the news below or see the extensive news list giving curious facts happened in the credit sphere not long ago.

Credit Mistakes
(05:01:57 AM Wednesday, March 4, 2009)
They say that to err is human, and it's especially true when it comes to financial matters. The recent survey held among card holders has shown that a vast majority of borrowers have little idea of the changes to their accounts. It's not news that banks and companies adjust their risks by making changes they deem appropriate. Slashed spending limits and increasing interest rates are just a few of them. Even minor changes can affect you greatly. Learn how to stay on top of your finances by avoiding typical credit mistakes during tough economic times.
Credit Card Debt
(05:38:02 AM Friday, January 30, 2009)
Credit card debt settlement has much in common with dieting. When we start gaining weight, we feel some sort of discomfort. When we struggle to keep up with our monthly payments, it can be even worse. In both situations, people try to gain balance, but as a rule it is not that easy as some might assume. Soon after winter holidays we can notice some excess weight or excess debt as a result of overspending during Christmas holidays. Learn how to resolve your credit debt and become debt-free.
Got so many questions about credit cards? Or, there are a couple of things you have lost of sight? Consult our Q&A Online Session, resolve your doubts! Our managers are ready to answer you on weekdays. The service is ready to accept your questions 24/7 every day!




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