American Express
Gold Delta SkyMiles® Credit Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
About:
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Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
14.99%
Default APR:
17.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge:
Charge:
$0.50
Balance Transfers:
Introductory APR:
9.99%
Introductory Period:
Until
Paid Off
Paid Off
Ongoing APR:
14.99%
Default APR:
17.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
17.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$017
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$016
Penalty:
Late Payment Fee:
$19
16 First year fee-free, then $95 ($40 annual fee provided you maintain a qualified American Express Consumer Charge Card account in your name).
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
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