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American Express

American Express SimplyCash® Business Credit Card

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American Express SimplyCash® Business Credit Card
Card Highlights:
Card Category:
Business
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • 0% Intro APR on purchases for the first 12 months.
  • No Annual Fee.
  • Earn 5% cash back on office supplies and wireless services.
  • Earn 3% cash back on automobile gas purchases of up to $12,000 per year.
  • 1% thereafter, and earn 1% cash back on virtually all other purchases.
  • Get a decision in less than 60 seconds.
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
0%
Introductory Period:
12 months
Ongoing APR:
5%
Default APR:
20.99%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
7.99%
Introductory Period:
Until
Paid Off
Ongoing APR:
5%
Default APR:
20.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
26.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
$017
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty:
Late Payment Fee:
$19
17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
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