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American Express

Gold Delta SkyMiles® Credit Card

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

About:

9.99% APR on Balance Transfer for life!
First Year Fee-Free, $95 thereafter.
20,000 bonus miles after first purchase.
5,000 bonus miles for adding an additional cardmember.
One mile for every other eligible dollar spent.
Always Double Miles® on eligible everyday purchases and all Delta purchases.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

14.99%

Default APR:

17.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

9.99%

Introductory Period:

Until
Paid Off

Ongoing APR:

14.99%

Default APR:

17.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

17.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$0¹⁷

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

Fee Rate:

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0¹⁶

Penalty:

Late Payment Fee:

$19

¹⁶ First year fee-free, then $95 ($40 annual fee provided you maintain a qualified American Express Consumer Charge Card account in your name).
¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.