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First PREMIER Bank

Centennial MasterCard®/Visa

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Centennial MasterCard®/Visa
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Bad / No
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • Bad Credit? No Problem!
  • Low APR on Purchases.
  • Credit Decision In Seconds.
  • The Right Credit Card for those with less than perfect credit.
  • Reports monthly to 4 Major Credit Bureaus.
  • No checking account required.
  • 24-hour account access by phone.
  • No reason to wait-Apply Now!

Credit Card Rates

Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
9.9%10
Default APR:
19.9%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.9%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
1%
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$29
Maintenance Fees:
Annual Fee:
$48
Penalty:
Late Payment Fee:
$29
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