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Citibank

Citi CashReturnsSM Card

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Citi CashReturnsSM Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • 0% APR on Balance Transfers for up to 12 months.
  • No Annual Fee.
  • Earn a full 1% cash back on every purchase.
  • Get a 20% bonus on the cash back earned on all purchases for the first 12 months.
  • Checks will be sent automatically every time you earn $50 - no calling necessary.
  • Balance transfer fee applies with this offer.
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
as low as
9.99%
Default APR:
28.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
0%
Introductory Period:
Up to
12 months
Ongoing APR:
as low as
9.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty:
Late Payment Fee:
$1545
45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
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