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Discover® Card

Discover® Motiva Card

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Discover® Motiva Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • 3.9% Intro APR.
  • No Annual Fee.
  • 5% to 20% Cashback Bonus.
  • Earn up to 1% Cashback Bonus on all other purchases.
  • Pay-On-Time Bonus equal to a full month′s interest.
  • Unlimited cash rewards.
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
3.9%
Introductory Period:
6 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
3.9%
Introductory Period:
12 months
Ongoing APR:
10.99%±
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
$75
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty:
Late Payment Fee:
$19
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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