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American Express

One from American Express®

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One from American Express®
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • No Preset Spending Limit.
  • Get $50 after your first purchase.
  • No Annual Fee for the first year - a $35 savings.
  • The Savings Accelerator Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name.
  • Never pay interest on new purchases.
  • Express Approval. Get a decision is less than 60 seconds.
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
10.99%
Default APR:
26.99%
Minimum Grace Period:
30 days
Minimum Finance
Charge:
n/a
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
26.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
n/a
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
26.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
n/a

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$047
Penalty:
Late Payment Fee:
$29
47 First year fee-free. Thereafter, the annual fee will be $35 for the Basic Card.
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