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Orchard Bank

Orchard Bank Classic MasterCard®

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Orchard Bank Classic MasterCard®
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Bad / No
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • 0% Intro APR for 6 Months on Purchases.
  • Acceptance at millions of locations worldwide, including website purchases and reservations.
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way.
  • Email and text messages to remind you of your upcoming payment due date with online enrollment.
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
7.9%
Default APR:
29.49%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$1.00
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
7.9%
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$1.00
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
21.9%
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$1.00

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
5%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$08
Maintenance Fees:
Annual Fee:
$0 - $79
Penalty:
Late Payment Fee:
$30
8 Based on the review of your credit history maybe as low as $0 or up to $49.
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