Orchard Bank

Orchard Bank Low APR MasterCards

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Orchard Bank Low APR MasterCards
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Bad / No
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • 7.9% - 8.9% variable Purchase APR on all cards.
  • Free standard Online Bill Pay, no matter how often you use it.
  • Your choice of payment due dates to make paying your bill on time easier with online enrollment.
  • Email or text message alerts to remind you of your available balance and upcoming payment due date with online enrollment.
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
8.9%
Default APR:
29.49%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$1.00
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$1.00
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
21.9%
Default APR:
29.49%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$1.00

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
5%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$08
Maintenance Fees:
Annual Fee:
$60 - $96
Penalty:
Late Payment Fee:
$30

8 Based on the review of your credit history maybe as low as $0 or up to $49.
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