Bank of America

Secured Visa® Platinum

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Secured Visa® Platinum
Card Highlights:
Card Category:
Consumer
Card Type:
Secured
Required Credit Rating:
Bad / No
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • Low annual fee.
  • Credit lines available from $300 to $10,000.
  • Set your own credit limit.
  • Build or reestablish your credit.
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
14.99%
Default APR:
29.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge:
see terms
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
14.99%
Default APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
$10
Fee Rate:
4%
Maximum:
$90
Cash Advance Fees:
Minimum:
$5
Fee Rate:
4%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$29
Penalty:
Late Payment Fee:
$35

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