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American Express

The Gold Card from American Express OPENSM

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The Gold Card from American Express OPENSM
Card Highlights:
Card Category:
Business
Card Type:
Charge
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
For explanation of each icon click here
Miles
Cash
Points
Charity
Miles
Cash
Points
Charity
About:
  • Earn up to 40,000 bonus points in one year.
  • Fee free for the first year a savings of $125.
  • Save up to 25% in business expenses.
  • No pre-set spending limit and no
  • Discounts with FedEx, Delta®,
  • Automatic Complimentary enrollment in the Membership Rewards program.
  • Redeem points for top-tier rewards
Zero Liability

Credit Card Rates

Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
n/a
Minimum Grace Period:
see terms
Minimum Finance
Charge:
n/a
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
n/a
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
n/a

Credit Card Transaction Fees

Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a

Credit Card Other Fees

Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$050
Penalty:
Late Payment Fee:
$02
2 Varies from state to state from zero to the greater of $35 or 2.99% of the delinquent balance.
50 First year fee-free, after that the annual fee of $125 for your Basic Card and $45 per Additional Card
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