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What Options Can I Choose from?
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0% APR on Balance Transfer
0% APR on balance transfer is a credit card feature available only for good credit cardholders. It is intended for people wishing to transfer balance from a high rate credit card to reduce or pay off the debt. 0% APR on Purchases
Cards with 0% APR on purchases allow buying at a lower interest rate. They are available for good and excellent credit history and include cards with no annual fee, balance transfers, and rewards. Low Ongoing APR
Low ongoing APR is one of the valuable features of credit cards. Such an APR means that you have a favorable rate on a credit card for life of the balance. The option is available for any type of credit. Instant Approval
Instant approval credit cards allow applying online and being instantly approved for a card you're eligible for. Instant approval cards feature very tempting rates and rewards, so get the most of them! No Annual Fee
No doubt, all of us want to save as much as possible. Credit cards with no annual fee are a good choice. With such a card, you needn't pay extra money yearly, and it certainly makes your card more beneficial. |
Cash Back
Cash back cards are designed especially for those who want to get money for spending it. The cards let people with excellent to sometimes fair credit enjoy making everyday purchases and get extra money back. Air Miles
Airmiles credit cards enable you to earn frequent flyer miles redeemable for free flights. Plastics ideal for people who spend much time traveling with flexible bonus programs. Save on your trips! Hotel Rewards
Hotel rewards credit cards are the best option for people with good or excellent credit who travel extensively and stay at the hotels of one chain. The cards allow people to stay at comfortable hotels for free. Gasoline Rebates
Gasoline cards offer a reward program, designed for car owners, who spend much time on wheels. With this type of card you get an opportunity to earn reward points and redeem them for free gas and car services. Secured Cards
Secured cards require collateral for approval as a safety measure. The amount of security deposit determines the credit limit of the card. Perfect for people with no or poor credit who are trying to repair it. |
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For Good Credit
For Fair Credit
For Bad Credit
 Capital One®
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About Credit Cards
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News About Credit Cards Keep up with the latest news of ApplyFast.com! Read the news below or see the extensive news list giving curious facts happened in the credit sphere not long ago. Increased Credit Card Use
(06:01:42 AM Thursday, May 15, 2008)
Even though the days of easy credit are long gone, the statistics show that Americans are more actively spending money on their plastics than before. Some people use them to make large purchases; others consider plastics as the main source of getting money for everyday necessities. According to the Federal Reserve, the credit card debt rose to 6.7% in the first quarter of 2008. Now it amounts to $957.2 billion.
Credit Card Fines Payment
(03:21:57 AM Thursday, May 8, 2008)
Nowadays you can hardly find a location where credit cards are not accepted. You can pay with your plastic at shopping malls and gas stations, book airlines tickets or rent a car. The number of institutions accepting credit cards is increasing. Now you can use your MasterCard, American Express, Visa and Discover plastics at sheriff's offices in California. They have started to accept credit card payments for traffic tickets.
Got a million questions about credit cards? There are just few things you?ve lost of sight? Get a proper professional advice or a helpful hint through our Q&A Online Session. Our experts are there for you 24/7 a week to answer your questions. We are here to help you make your credit card experience more sensible.
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Best Credit Cards to Apply Online for We have gathered the cards that belong to the most popular categories. Here are credit cards for BAD credit history and those for GOOD credit. It is better to check your credit score before you decide to sign up for one. Apply online fast!
Usually, bad credit cards offer you possibilities to start a new line. We suggest considering unsecured cards, or secured cards to be sure you will qualify. Good credit cards offer beneficial terms or rewards. Search fast and choose yours!
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Credit Cards Tips
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Credit Card Billing Mistakes
Making purchases with credit cards is tremendously popular nowadays: you can hardly find a location where plastics are not accepted. At the end of the billing cycle your creditor will provide you with a billing statement in which there is a balance you need to pay off. With credit scam running rampant these days, it can cost you dear not to check your bills for errors or fraudulent transactions. If you find a mistake, for example a charge for an item you didn't buy, you can dispute the bill with your creditor. Follow our guideline to protect your rights. |
Business Credit Cards with Rewards
Business credit cards are a real helping hand for business owners. They allow users to establish business capital, build up the image and add credibility to the name of their company, separate business finances from personal ones and make bookkeeping tasks a lot easier to handle. Many customers value business credit cards for their extremely beneficial rewards programs. Typically, they provide more cash rebates or points rewards than credit cards for consumers and students. You can make the most out of your rewards program if you choose a credit card that matches your kind of business. |
Prepaid Credit Cards
People with no or bad credit history have a limited choice of credit offers: they can apply for unsecured cards for bad/no credit, secured cards or prepaid credit cards. Two last categories require funds to be deposited before using the plastics. The main difference is in the usage of those funds. Secured credit card deposit will be used to cover your debt if you fail to pay your credit bills. Prepaid credit card deposit will be used as your credit line. But if you pay with your own money, is a prepaid credit card really credit? |
Credit Cards after Bankruptcy
Bankruptcy leaves a black mark on your credit score. Your level of credit risk dramatically goes up in creditors' eyes. Fortunately, the effect doesn't last forever. Filing for Chapter 7 or Chapter 13 bankruptcy will affect your credit rating for up to 10 years. Long before the bankruptcy is removed off your credit report, you can qualify for credit cards with good rates and moderate fees. Certainly, a lot will depend on your specific situation, for example the level of income or age of bankruptcy. But you can take measures to improve your credit rating. |
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* 0% Intro APR* on Purchases and Balance Transfers for 12 Months.
** 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like home, apparel and more*.